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5 Proactive Tips for a Happier Retirement

happy_retirement.jpgPicture this—it’s Friday afternoon, your work is done, and you have the weekend ahead of you.  But, what makes this weekend different than any other weekend is that you have a two-week long vacation following it.  You wish your colleagues well, they express similar thoughts, and you head toward freedom.


Of course, you’re excited!  Travel, new experiences, time away from the mundane, and time to recharge. 


Broad-Based Education Planning is Not Just for College…Anymore – Written by David Faulk, CPA

Piggy-Bank-College_01.jpgAs all are aware, the federal government gave us their version of a Christmas gift late last year – a new, big, (some say ugly), non-simplification tax law.  Congress spoke about how the new tax law would simplify the lives of Americans.  However, if you have been reading about the new tax law, you have noticed that there are many changes which do many things – but simplification is not one of them.


Among the many law changes, you will find one that is critical when it comes to education financial planning for the family.  Before we go into the changes, we should discuss the old rules so that we have a good foundational understanding of this issue.

Hanukkah, Christmas, New Years and...Taxes - Written by David Faulk, CPA

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Happy Holidays to all.  In the midst of enjoying time with family and friends, Congress and President Trump gave us another thing to consider this holiday season – a new tax law.  While you would be correct to think that the majority of the provisions of this tax law apply to 2018 and beyond, there are a few things you should consider before the New Year.  Here is a list of things you should consider along with a summary of other changes to the tax laws.

Tax Reform – Year End Advice

By now most of you know, tax reform is looming.  On November 16, 2017 the House of Representatives passed its version – HR 1: The Tax Cuts and Jobs Act.  On the same day, the Senate Finance Committee approved its amendments.  

What Exactly is FAFSA? - Written by David Faulk, CPA

What a crazy time. I have five children in colleghigh school graduates.jpge or pursing post-graduate studies (ages 18 through 26 for those who were wondering).  Each of my children attends college far from home, the closest of which is more than 800 miles away.  While I miss being with my older children, I know that a college experience can be the source of great growth and can provide them with even greater employment opportunities in the future.

Many families look to the college years for children/grandchildren with mixed emotions – excitement and trepidation.  These two words rarely go together, but when it comes to college, it seems to be a perfect match.

Young men and women approaching college eagerly anticipate the new opportunities, experiences and freedoms.  These times can be very exciting for both the student and the family.

Equifax Data Breach - Protect Yourself

Hacked.jpgAnother day, another data breach.  Nothing new, right?  But this time the victim of the hack is Equifax – one of the largest providers of consumer credit reporting and financial services in the United States.  Highly sensitive information of over 143 million of its customers is assumed to be compromised.  That is a majority of the U.S.’s entire population if you exclude children, the elderly and other inactive age groups.  More likely than not, it’s best to assume your information is impacted in this data breach, which could include your name, social security number, birth date, address, credit card numbers, and more.

Ten Financial Tips for Newlyweds, written by David Faulk, CPA

Life is good.  Here we are in the last couple months of summer with its warm weather, family activities, getting ready for the children/grandchildren to head back to school and enjoying the long summer days.  For me and

To Bitcoin or Not to Bitcoin - That is the Question

A number of our clients have been asking about Bitcoin.  This does not surprise us as Bitcoin has been mentioned in the news, including on the cover of some magazines.

So, what is Bitcoin?

Don’t Worry, You have a Fiduciary in Johanson Financial Advisors.

Anyone searching for investment advice is undoubtedly confronted with many choices of service providers operating under titles such as certified financial planner, financial consultant, registered investment advisor, stockbroker, and insura

Focus on Four - 2016 Year-End Planning Tax Tips

Taxes.jpgHere we are, in the middle of December.  The time between Thanksgiving, Hanukkah and the Christmas holidays can sometimes be difficult.  Many are very busy preparing for family gatherings or are already starting to enj

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